‘E’ is for Expenses: How to manage fixed and variable expenses

Are you a business owner? We know it’s not easy. You might need help managing your expenses. When it comes to balancing the books, understanding fixed and variable expenses is critical. But even the savviest business owners could use a hand defining terms and crunching the numbers.  Here’s a breakdown of fixed and variable expenses:  […]

Step Inside: Introducing Our Beautiful New Office Space in Orchard Park

Unlocking financial success in the heart of the Southtowns The ZLC Group, CPAs is thrilled to announce the grand opening of its new Southtowns location nestled within the historic Bank of America building in the Village of Orchard Park. Situated at 6529 E. Quaker Street, Orchard Park, NY 14127, this strategic move brings together the […]

D is for Debt: How to Get Out of Business Debt

Owning or operating a business can be stressful, especially when it comes to the pressures surrounding money management. At The ZLC Group, we are committed to your financial health and continued business success. If you are interested in exploring opportunities to relieve some of your business debt, here are a few financial terms and tips […]

‘C’ is for Credit: Finance Terms and Tips

Have you ever applied for a credit card? A loan? A mortgage? If you’re reading this, you’re likely one of 80% of Americans who has consumer debt, which is money owed to lenders and creditors for things like credit cards, student loans, auto loans, and mortgages.  So, you’ve got debt, right? That means you’ve established […]

Year-End Financial Checklist: 3 Essential Tasks to Wrap Up Your Finances

Like it or not, a new year is upon us—and that means looking back to see how we fared with our finances in 2023. To help you finish the year strong (or establish a plan for future success in 2024), here are a few financial tasks to consider before the clock strikes midnight on New […]