# The ZLC Group CPAs, LLC

> Good accounting makes good friends. 


## Posts

- [2024 Tax Season Is Here!](https://thezlcgroup.com/2024-tax-season-is-here/): Tax Season is Upon Us: Let The ZLC Group Make it as Easy as Possible Tax season is upon us, and at The ZLC Group CPAs LLC, we’re here to answer your questions, calm your nerves, and ensure the process is as smooth as possible. Our goal is for our clients to feel comfortable and confident when preparing their information for us. Tax season officially starts on February 3, 2025, so we are extending our hours to make it more convenient for you to drop off your documents or schedule a meeting. Our office hours from February 3 – April […]
- [2024 Year-End Tax Strategy](https://thezlcgroup.com/2024-year-end-tax-strategy/): By Peter Stevanoff, CPA Partner with The ZLC Group, Orchard Park Office Like 2023, 2024 so far has not produced significant tax legislation impacting year-end tax planning. It does, however, continue to be impacted by tax legislation enacted in prior years. Legislation such as The Tax Cuts and Jobs Act, SECURE 2.0, and the Inflation Reduction Act included deferred effective dates, some of which become effective in 2024, and/or sunset and phase-out dates that can also impact tax planning in 2024.   Inflation Adjustments Many of the dollar amounts associated with tax provisions are adjusted for inflation. Inflation has declined […]
- [In Loving Memory of John "Cy" Cywinski](https://thezlcgroup.com/in-loving-memory-of-john-cy-cywinski/): It is with great sadness that we share the heartbreaking news of the passing of John “Cy” Cywinski, one of the founding partners of The ZLC Group CPAs. Cy passed away unexpectedly on September 3rd, leaving behind a profound void in our firm, the accounting and audit community, and in the hearts of all who knew him. Cy was more than just a skilled and dedicated professional; he was a mentor, a leader, and a beloved friend to many. His unwavering commitment to excellence in his work and his deep care for his colleagues and clients defined his legacy. The […]
- [‘E’ is for Expenses: How to manage fixed and variable expenses](https://thezlcgroup.com/e-is-for-expenses-how-to-manage-fixed-and-variable-expenses/): Are you a business owner? We know it’s not easy. You might need help managing your expenses. When it comes to balancing the books, understanding fixed and variable expenses is critical. But even the savviest business owners could use a hand defining terms and crunching the numbers.  Here’s a breakdown of fixed and variable expenses:    Fixed expenses A fixed expense is any cost that does not fluctuate from month to month or year to year. Fixed expenses typically include: Advertising Includes website hosting and media campaigns Insurance Premiums paid to insurance carriers Interest rates Only applicable to loans that […]
- [Step Inside: Introducing Our Beautiful New Office Space in Orchard Park](https://thezlcgroup.com/step-inside-introducing-our-beautiful-new-office-space-in-orchard-park/): Unlocking financial success in the heart of the Southtowns The ZLC Group, CPAs is thrilled to announce the grand opening of its new Southtowns location nestled within the historic Bank of America building in the Village of Orchard Park. Situated at 6529 E. Quaker Street, Orchard Park, NY 14127, this strategic move brings together the expertise and talents from three previously distinct locations: Buffalo Street in Hamburg (formerly David R. Paulus, CPA), Nash Road in Hamburg (formerly Southtowns Tax), and Eggert Road in Orchard Park (formerly Uebelhoer & Associates). A Hub of Expertise: Uniting Forces for Client Benefit The new […]
- [D is for Debt: How to Get Out of Business Debt](https://thezlcgroup.com/d-is-for-debt-how-to-get-out-of-business-debt/): Owning or operating a business can be stressful, especially when it comes to the pressures surrounding money management. At The ZLC Group, we are committed to your financial health and continued business success. If you are interested in exploring opportunities to relieve some of your business debt, here are a few financial terms and tips to do so:   Debt Your debt is any amount of money you owe, such as bills, loan repayments, and taxes. To reduce your debts, you can: 1. Review your budget. Revenue. Expenses. Profit. There are a lot of ins and outs to your budget. […]
- ['C' is for Credit: Finance Terms and Tips](https://thezlcgroup.com/c-is-for-credit-finance-terms-and-tips-2/): Have you ever applied for a credit card? A loan? A mortgage? If you’re reading this, you’re likely one of 80% of Americans who has consumer debt, which is money owed to lenders and creditors for things like credit cards, student loans, auto loans, and mortgages.  So, you’ve got debt, right? That means you’ve established some form of credit. But what exactly is credit, how is it determined, and what impact does it have on your purchasing power? Let’s take a look.  Credit The concept of credit shouldn’t come as a surprise, but that doesn’t mean it is well understood. […]
- [Year-End Financial Checklist: 3 Essential Tasks to Wrap Up Your Finances](https://thezlcgroup.com/year-end-financial-checklist-3-essential-tasks-to-wrap-up-your-finances/): Like it or not, a new year is upon us—and that means looking back to see how we fared with our finances in 2023. To help you finish the year strong (or establish a plan for future success in 2024), here are a few financial tasks to consider before the clock strikes midnight on New Year’s Eve.   Financial task #1: Look back on your year in finances. Did you set any financial goals for 2023? If not, that’s okay. We’ll help you come up with the best ways to build a budget—and stick to it—next year. But if you […]
- [ ‘B’ is for budget: 3 easy ways to balance your business budget](https://thezlcgroup.com/b-is-for-budget-3-easy-ways-to-balance-your-business-budget/): You can’t run a successful business without knowing where your money is coming from and where it’s going. In short, you need a business budget. To help you and your business operate as efficiently as possible, here’s a quick guide to help you manage your business budget.   1. Take a look around your industry. You know your business better than anyone, but what are some best practices, standards, or rules and regulations for balancing a budget in similar businesses across your entire industry? If you sell vintage clothes online, for example, there may be an online community of business […]
- [Welcome to the new look of The ZLC Group, CPAs!](https://thezlcgroup.com/welcome-to-the-new-look-zlc-group-cpas-a-message-from-one-of-our-partners-edward-lavery-cpa/): A message from one of our partners – Edward Lavery, CPA   Dear clients, partners, and friends: For those of you who have been with us for a while, you’ve probably noticed a fresh new look at thezlcgroup.com. And for those of you who may be new to our website or business, welcome!  As we prepare for another year of high-quality accounting services for individuals and businesses in our community, we hope that our new website will provide you with the most beneficial user experience. Our goal is to help you best understand who we are, what we do, and […]
- [ ‘A’ is for audit: Terms you need to know before your business audit](https://thezlcgroup.com/a-is-for-audit-terms-you-need-to-know-before-your-business-audit/): It’s time to conduct an audit for your business, but which industry terms and conditions do you need to know? Here’s a quick list of concepts to know—and tips to consider—before your business is audited this tax season.   AUDIT: a systematic review of your business transactions; a review of your financial records to verify whether they are accurate (typically conducted once per year). There are three different types of audits: Internal – conducted by you or someone in your business External – conducted by a third-party auditor Government – conducted by a government agency   To prepare for your […]
- [5 ways to avoid getting audited by the IRS](https://thezlcgroup.com/5-ways-to-avoid-getting-audited-by-the-irs/): Can you feel it in the air? It’s that magical time of year again: tax season! For some, it’s a simple task. For others, it’s a bit more complicated than that. No matter which way you look at it, though, there is one universal truth to filing your taxes: Nobody wants to get audited. To help you stay on point (and out of trouble) when you file your taxes, here are five ways to avoid being audited by the IRS. 1. Don’t wait until the last minute. It’s already April 15 and you still haven’t filed your taxes. Is it […]

## Pages

- [Video Test Page](https://thezlcgroup.com/video-test-page/)
- [Careers](https://thezlcgroup.com/careers/): CAREERS Thank you for considering a career with The ZLC Group! We love working here, and know you will too.  At The ZLC Group you’ll join a team that values versatility and offers opportunities for growth and development in the tax field. We’re committed to providing excellent financial services to the city of good neighbors and beyond. If you find fun in finances, are energized by excellence, or just love helping others, we look forward to meeting you. Current Openings: Staff Tax Accountant Senior Tax Accountant Staff Accountant Accounting Manager Senior Accountant APPLY TODAY For more updates on job opportunities, […]
- [Payment](https://thezlcgroup.com/payment/)
- [News](https://thezlcgroup.com/news/): ‘From A to ZLC’: The Blog Looking for industry news or expert insights? We’ve got you covered from A to ZLC! Owning or operating a business can be stressful, especially when it comes to the pressures surrounding money management. At The ZLC Group, we are committed to your financial health and continued business success. If you are interested in exploring opportunities to relieve some of your business debt, here are a… Read More > Have you ever applied for a credit card? A loan? A mortgage? If you’re reading this, you’re likely one of 80% of Americans who has consumer […]
- [About Us](https://thezlcgroup.com/about-us/): Welcome to The ZLC Group CPAs! We’re a team of experienced CPAs, project managers, and associates with decades of combined experience in accounting services.  With three branches, we work alongside business owners and accounting teams all across Western New York to ensure the smoothest and smartest approach to money management. AMHERST 2399 Sweet Home Road Amherst, NY 14228 P: (716) 839-9001 F: (716) 839-9002 Where it all started, located just off of I-990. SOUTHTOWNS 6529 E. Quaker Street Orchard Park, NY 14127 P: (716) 662-2161 F: (716) 662-0396 Our location that’s dedicated to serving our clients in the Southtowns. NIAGARA […]
- [Industries](https://thezlcgroup.com/industries/): Industries At The ZLC Group, we work with businesses of all sizes in awide variety of industries all across Western New York and beyond. CONSTRUCTION FAMILY-OWNEDBUSINESSES FINANCIALSERVICES FOOD & AGRICULTURE HEALTHCARE &MEDICAL INSURANCE INTERNETSERVICES IT SECURITY LIFE SCIENCES MANUFACTURING PROFESSIONALSERVICES PRIVATEEQUITY RETAIL &DISTRIBUTION REAL ESTATE &DEVELOPMENT SOFTWARE &TECHNOLOGY Local Clients We’re proud to serve some of the most beloved businesses in the Buffalo area. Previous image Next image Let’s get to work! As your premier tax and accounting service partner, our team is ready to help your business achieve its financial goals.  Ready to get started? Contact us today! Contact […]
- [Contact](https://thezlcgroup.com/contact/): Contact us Thank you for considering The ZLC Group CPAs for your financial needs. To better assist you, please take a moment to fill out the form below with your contact details and a brief description of your inquiry and someone will be in touch with you as soon as possible. Amherst (716) 839-9001 (716) 839-9002 Email Us 2399 Sweet Home Road Amherst, NY 14228 Southtowns (716) 662-2161 (716) 662-0396 Email Us 6529 E Quaker Street Orchard Park, NY 14127 Niagara Falls (716) 285-5276 800 Main St, Suite 3A Niagara Falls, NY 14301 Buffalo (716) 875-4220 1026 Englewood Avenue Buffalo, […]
- [Tax Planning & Preparation For Individuals](https://thezlcgroup.com/tax-planning-preparation-for-individuals/): Tax Planning + Preparation FOR INDIVIDUALS Take control of your taxes. It can be “quick” and “easy” to file your own taxes online, but at what cost? You could be leaving hundreds of dollars on the table every time you click “Submit.” Worse than that, you could make a clerical error or withhold critical information that leaves you exposed to an audit by the IRS. Let’s get together and make sure your taxes are completed in order and on time. Here’s where we can help: Individual Taxes Sure, there are a couple of decent tax preparation platforms online. But once […]
- [Estate & Financial Planning For Individuals](https://thezlcgroup.com/estate-financial-planning-for-individuals/): Estate + Financial Planning FOR INDIVIDUALS Leave your legacy. We appreciate the significance of having to make a life-changing transition. When it comes to estate and financial planning, you need to know your fortune is in the right hands. At The ZLC Group CPAs, we help people leave a lasting legacy for their friends and family. That means sensible money management today, tomorrow, and into the future. Here’s where we can help: Asset Protection If you’ve recently acquired assets through a will, trust, or other financial gift, you might be wondering if you have to pay taxes on those assets. […]
- [Tax Planning & Preparation For Businesses](https://thezlcgroup.com/tax-planning-preparation-for-businesses/): Tax Planning + Preparation FOR BUSINESSES Minimize liabilities. Maximize returns. Tax planning and preparation is one of your primary business concerns and the backbone of our practice. Let’s work side by side to identify your long-term goals, investigate all your options, and stay up to date on the ever-changing structure of tax rules and structures. Together, we can streamline your business operations today while plan for your future tomorrow. Here’s where we can help: 501 (c)(3)s & Other Nonprofits The nonprofit world is often balanced with stress and success. To lighten the load for you and your team, we’ll help you […]
- [Audit & Accounting For Business](https://thezlcgroup.com/audit-accounting-for-business/): Audit + Accounting FOR BUSINESSES The buck starts here. Keeping your business up and running is hard enough already. When you factor in state and federal laws, accounting principles, and auditing regulations—you can’t afford to make mistakes. If your private business or nonprofit organization needs help staying compliant with critical rules and regulations, we’re here for you. Here’s where we can help: Financial Statement Audits Audits can sound scary, but they’re really designed to help you—not hurt you. We’ll get to know your business, analyze the potential risks of your environment, and make sure they don’t have a negative impact […]
- [Payroll & Bookkeeping For Businesses](https://thezlcgroup.com/payroll-bookkeeping-for-businesses/): Payroll + Bookkeeping FOR BUSINESSES Time is money. Imagine letting go of day-to-day administrative tasks so you could spend more time and resources on other areas of need. As your partners in payroll services, we’ll work alongside your team to help you understand compliance laws, reduce liabilities, and standardize proficiencies. We’ll also help you calculate your debts, credits, payments, and more—so you can manage your business without breaking the bank. Here’s where we can help: Tax & Payroll Law Compliance The U.S. government requires you to withhold money from your employees’ paychecks so those funds go toward various state and federal […]
- [Home](https://thezlcgroup.com/): Good accounting makes good friends. At The ZLC Group CPAs, your money is in good hands. Our expert teamof CPAs will help you balance the books without breaking the bank. Learn More For Businesses For Individuals For Businesses For Businesses Audit &Accounting Your bottom line is our top priority. We’ll help you stay on point and in the black. Learn More Payroll & Bookkeeping Running your business is hard enough. We’ll crunch the numbers so you don’t have to. Learn More Tax Planning &Preparation From small businesses to international organizations—we’ve got your back. Learn More For Individuals For Individuals Estate […]


[comment]: # (Generated by Hostinger Tools Plugin)